How long to lodge a cheque

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Connect with us. Contact Us. Find a branch. Different timelines apply for cheques drawn on foreign banks and cheques drawn in foreign currencies on UK banks.

Call charges may vary - refer to your service provider. You can contact us in a number of ways. Fill in an enquiry form or find the relevant phone number. We have 15 branches across Northern Ireland that makes us the perfect solution no matter where you are.

By proceeding further you are deemed to have read and accepted these when using our website. Jump to Accessibility Jump to Content. Banking with Ulster Bank. Paying in cheques. What's on this page:.

Pay in cheques with the app. How to pay in a cheque. Frequently asked questions. Get the Ulster Bank app.

Quick and simple: Pay in cheques with our app. Saving you a trip to the branch. Mobile app. We've put together a step by step guide to help you. Pay in with the app Close. How to pay in a cheque with the app. What you'll need The latest version of the Ulster Bank app already installed on your device. Your step-by-step guide: Login to the mobile app. Select the account that you want to deposit the cheque into. Follow the steps on-screen to capture images of both the front and back of the cheque even if the back is blank against a dark background.

Before cheque imaging, any cheque you paid into your account would show as pending until it had been cleared. This could take 2 to 6 days. A cheque will no longer show as pending. When you write a cheque, you need to make sure you have enough funds to cover it. Remember, the cheque could now debit your account as quickly as the next day. This will apply to all UK sterling bank cheques. You can continue to re-present returned cheques up to 4 times. Any charges applied will remain as today.

A credit transaction will appear on the account by on the weekday after the cheque is deposited. If a cheque is unpaid, credit and debit transactions will show on the account by on the weekday after the cheque is deposited.